SISIP CLAIMS

The Social Income Security Insurance Plan or “SISIP” is the insurance plan that covers members of the Canadian Armed Forces. The plan is a group insurance plan administered at present by SISIP Financial with Manulife Financial, as the current insurance provider.

SISIP was established in 1969 as a long-term disability program for losses unrelated to military service. In 1976, SISIP was extended to service-related injuries. The CAF long-term disability plan falls within the mandate of the Department of National Defence.

CAF-LTD benefits are long term disability benefits available under the group plan to members of the Canadian Armed Forces who have been medically released or have been assessed as totally disabled at release by the insurance company. The plan contains specific definitions of disability against which claims are assessed.

The plan also contains vocational rehabilitation components designed to facilitate a transition to civilian employment in appropriate circumstances.

To commence a claims adjudication, the CAF LTD Claims Department requires the following:

1. A Member’s Statement

2. An Attending Physician Statement; and

3. Confirmation, from DCSA through SISIP Ottawa , regarding the official Date of Release

Understanding how to interpret the plan wording and how the plan integrates with the  Canadian Forces Superannuation Act and benefits such as Canada Pension Disability benefits, pensions and VAC benefits is of critical importance when dealing with these claims and litigating against Manulife Financial.

As a female disability law firm, we have spent significant time representing female members of the CAF including those struggling with post traumatic stress disorders, operational stress injuries, addiction issues, physical illness, and injury and those dealing with the psychological consequences of sexual trauma and sexual misconduct.

We are honoured to support all individuals who have served our nation and strive to provide a compassionate and supportive legal team that will vigorously advocate for your entitlements and best interests.

If you are appealing the denial or your claim through Manulife Financial or if wish to pursue a lawsuit against Manulife Financial, please contact our office.